Expert Advice from Neil

5 Surprising (and Useful!) Ways to Save for a Down Payment

One of the biggest misconceptions of home buying? The 20% down payment. Here’s how to buy with a lot less down. Buying your first home conjures up all kinds of warm and fuzzy emotions: pride, joy, contentment. But before you get to the good stuff, you’ve got to cobble together a down payment, a daunting […]

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Fixes for Tight Spaces From Desperate New Yorkers

#1 When You Buy Something, Toss Out Something You don’t have to organize the things you don’t have. “I’ve reached my saturation point with stuff, so I developed a new formula,” says Matt Austin, an artist, and designer living in a 700-square-foot railroad flat in Bushwick, Brooklyn. First, if he hasn’t worn something in two

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5 Awesomely Easy Landscaping Projects

It’s your yard — yours to do with as you wish. And while that’s great, that doesn’t mean you have to be one of those people who spends every spare moment in their yard, sprucing it up. But, still, your landscaping could use a little something. But something easy. Here are five totally doable projects that your budget

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Home Insurance and Mold: Is Mold Covered?

Mold strikes fear into the hearts of those who’ve heard horror stories about toxic mold, expensive mold remediation, and denied home owners insurance claims. Yet mold can be found anywhere, including in most homes. It’s usually harmless. Mold needs moisture to thrive. Problems can arise for home owners when the presence of persistent moisture goes

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How to DIY Your Taxes — and Not Miss a Single Deduction

Ready or not, the tax man’s coming. Filing your taxes yourself may not be your idea of a fun night at home, but even so, it doesn’t really have to be that bad. Yes, even if you own a home. Even if you itemize your deductions. Even if you’re scared of making a mistake. We

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What to Do With a Tax Refund: 3 Ideas That’ll Practically Double Your Money If You’re a Homeowner

If this year is anything like the last, almost 7.2 million Americans will get a tax refund this spring averaging around $3,000. If you’re a homeowner getting this refund, you’re fortunate because you’ve got more creative ways to invest it for a profit. Doesn’t matter if you’re selling, staying put, or stuck in the middle.

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5 Success Tips to Incorporate in Your Home Buying Plan

Planning to Buy? Got a Plan for What Comes After? 5 questions help you look ahead to home ownership. Buying a home comes with a huge financial stake, a lot of responsibility, and even more fine print. While investing in this aspect of the American dream is exciting, it’s important to reflect on your current

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