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Keep Your Home Purchase on Track

A home purchase isn’t complete until you make it to the closing. Until then, the transaction can fall apart for many reasons. Here are five tips for avoiding mistakes that cause a home sale to crater. 1. Be truthful on your mortgage application. You may think fudging your income a little or omitting debts when.. read more →

6 Tips for Choosing the Best Offer for Your Home

You’ve worked hard to get your home ready for sale and to price it properly. With any luck, offers will come quickly. You’ll need to review each carefully to determine its strengths and drawbacks and pick one to accept. Here’s a plan for evaluating offers. 1. Understand the process. All offers are negotiable, as your.. read more →

7 Mistakes That Cost Homeowners BIG Money During Cold Weather

Wintry weather is great at turning up problems you didn’t even know you had. Like that first snowy night in front of your fireplace that you thought was pure bliss — until you noticed a leak in the ceiling corner, which apparently was caused by a lack of insulation. How were you supposed to know.. read more →

Safety First When Decorating for the Holidays

This being my last article until after the New Year, I want to wish all my friends a Happy Chanukah, Merry Christmas and most of all a Very Happy and Healthy New Year. I hope you all get everything you wish for. This post is being written to remind you when decorating for the holidays.. read more →

Happy Thanksgiving from NeilGortler.com

    Copyright © 2016 Neil Gortler, CBR – Licensed Real Estate Salesperson, All rights reserved. read more →

6 Near-Genius Ways to Fool Burglars Into Thinking You’re Home

You love it, but sometimes you have to leave it. Whether it’s the eight hours a day or eight days on a dreamy beach, allowing your biggest investment to fend for itself can be stressful. And it’s a legit concern; when your home looks empty, break-ins happen. A lot. Ugh. You could deter burglars by.. read more →

7 Credit Score Myths Even Shrewd Home Buyers Fall For

Myth #1: Always carry a small balance on your credit card. Reality: The credit score gods want to know two main things: that you pay your bills on time, and that you don’t constantly max out the credit you have. And yes, one of the items they like to see you pay is your credit.. read more →

When is the Right Time to Cancel Your Private Mortgage Insurance?

Private mortgage insurance is unavoidable for some homeowners, but don’t pay PMI premiums a day longer than required by your lender. Private mortgage insurance provides protection to a lender in case you default on your home loan. Unless you make a 20% downpayment on a house, you’ll most likely be required to purchase PMI. PMI.. read more →

How to Choose a Neighborhood

What to consider: What is the crime rate in this particular neighborhood? How about the neighborhood next door? What level of crime do I feel comfortable with? Topography and Geography Land geography can play a role in costs — especially if you’re overlooking a scenic vista or you’re right by the water. On the flipside,.. read more →

Study: FSBOs Net ‘Significantly’ Lower Profits

For-sale-by-owners tend to sell their homes for lower prices than homes sold through traditional agents via the MLS, and in many cases below the average differential represented by the prevailing commission rate, according to a new study by Collateral Analytics. The study examined the price differences between homes sold through traditional agents versus those sold by FSBOs.. read more →

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