7 Credit Score Myths Even Shrewd Home Buyers Fall For

Myth #1: Always carry a small balance on your credit card. Reality: The credit score gods want to know two main things: that you pay your bills on time, and that you don’t constantly max out the credit you have. And yes, one of the items they like to see you pay is your credit.. read more →

When is the Right Time to Cancel Your Private Mortgage Insurance?

Private mortgage insurance is unavoidable for some homeowners, but don’t pay PMI premiums a day longer than required by your lender. Private mortgage insurance provides protection to a lender in case you default on your home loan. Unless you make a 20% downpayment on a house, you’ll most likely be required to purchase PMI. PMI.. read more →

How to Choose a Neighborhood

What to consider: What is the crime rate in this particular neighborhood? How about the neighborhood next door? What level of crime do I feel comfortable with? Topography and Geography Land geography can play a role in costs — especially if you’re overlooking a scenic vista or you’re right by the water. On the flipside,.. read more →

How to DIY Your Taxes — and Not Miss a Single Deduction

Ready or not, the tax man’s coming. Filing your taxes yourself may not be your idea of a fun night at home, but even so, it doesn’t really have to be that bad. Yes, even if you own a home. Even if you itemize your deductions. Even if you’re scared of making a mistake. We.. read more →

Tax Season: What New Homeowners Can Expect

No one wants to think about government paperwork, especially when your hand still aches from signing the 977 forms required to buy your first house? But listen up: As a new homeowner, you can typically wave bye-bye to the 1040-EZ form and say hi to itemizing your deductions on Schedule A. That means you can combine.. read more →

Are You Getting the Home Tax Deductions You’re Entitled To?

Here are the tax tips you need to get a jump on your returns. Owning a home can pay off at tax time. Take advantage of these home ownership-related tax deductions and strategies to lower your tax bill: Mortgage Interest Deduction One of the neatest deductions itemizing homeowners can take advantage of is the mortgage.. read more →

What to Do a Year Before Buying Your First Home

The ultimate timeline ensures the smoothest of transitions to home ownership. A real yard. Closets bigger than your average microwave. The freedom to decorate however you darn well please! Making the switch from renting to owning is exhilarating, but many rookie homebuyers find the process trickier to navigate than they expected. This is why we.. read more →

X

B L O G          LISTINGS/SOLD PROPERTIES       TESTIMONIALS       SEARCH MLS      T&C-DCMA         CONTACT

¤